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Q UAKER ABSTRACT
Title Insurance

Buying a home is one of the most important decisions you will make in your lifetime, and whether you are a first time buyer, or you have purchased a home more than once, finding the right house to fit your needs takes time and careful planning. One important step in the home purchase process is a title search of the prospective property, which will provide you with clear title, or ownership, and protect you against any claims to your ownership.

A company that's been in the title business for more than 13 years, Quaker Abstract insures mortgage lenders' and purchasers' interest in real estate. Quaker Abstract performs a title search, closely examines all recorded documents concerning the property, makes sure that there is clear title, and issues a title report. But our work doesn't end there. Quaker Abstract works to ensure a smooth settlement, complete the title transfer, and record all documents.

When you buy a title insurance owner's policy you get peace of mind. A thorough search of public records to determine if any liens are on the property will be provided. In addition, a commitment to insure that the property is free and clear of any liens is given to you, as well as assurance that all bills, taxes, and mortgage debts have been satisfied. The title insurance policy protects you from any hidden defects of title which may not have been found when the initial search of public records was conducted.

Such hidden defects might include:

  • False personation of the true landowner
  • Forged dead; undisclosed heirs
  • Deeds by persons of unsound mind
  • Mistakes, in recording legal document(s)
  • Birth or adoption of children after the date of a will
  • Errors in tax records, etc.
  • Deeds by minors, aliens or persons apparently single but actually married

    Essentially, through the purchase of a one time premium, you are covered as long as you or your heirs own the property.

    Among the services provided by Quaker Abstract are:

  • Title search - a thorough examination of the title records, generally at the local courthouse, to make sure a buyer is purchasing property from the legal owner and that there are no liens, overdue assessments, or other claims.
  • Title abstract - a summary of the public records relating to the title to a particular piece of land to determine whether there are any title defects.
  • Settlement/Closing - Quaker Abstract conducts settlement, at which time, all liens, taxes, water and sewer rents, are paid, all documents are properly executed, funds are collected and properly disbursed.
  • Title report - a written report indicating the legal ownership of the property and whether there are liens or other claims in existence. Quaker Abstract provides accurate, complete and timely reports.
  • Title insurance - a policy that protects lenders and home owners against loss of their interest in property due to legal defects in the title. Our officers have comprehensive knowledge of all aspects of title insurance.

    The Prudential Preferred Properties is affiliated with Quaker Abstract for title services. The owner of The Prudential Preferred Properties owns an interest in this Affiliate and therefore has a financial interest in their business performance. Your real estate agent does not own an interest in Quaker Abstract.

    For a confidential quote on Title Insurance, call Quaker Abstract at 610.687.3082. Quaker Abstract offers competitive title services rates.

    Q UAKER
    ABSTRACT

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