As a business owner, you need the resources to not only keep up with your profession but to keep your business competitive and financially healthy. That's why the Main Line Chamber has endorsed Colburn-Bertholon-Rowland to provide you with:
Employee Benefits
Group Medical, Life & Disability
CBR can provide your company with a comprehensive employee benefits package
including health, accident, short and long term disability, and term life
coverage, as well as flexible benefits (section 125--cafeteria) plans. We
can also suggest voluntary benefit plans for life and disability coverage
which don't have stringent participation requirements. Many of these
programs offer tax advantages to both the employer and the employee.
CBR's sales staff is always available to conduct employee benefit meetings to keep you aware of your coverage options, and how to use your plans. You can also count on CBR' fully staffed Medical Insurance Department to guide you through administration and claims issues.
Personal Insurance Protection
Medical Insurance
CBR works with Blue Cross and Blue Shield to provide members with the highest
quality benefits and more plan choices for the best value in the market
today. Comprehensive packages are available including traditional indemnity
plans and managed care options for members, their families and their
employees. Supplemental plans including Dental and Vision programs are also
available.
Life Insurance
Level term life plans at very competitive rates are available to members and
their spouses, as well as other quality term and permanent life insurance
products.
Disability Insurance
Generous benefit amounts are available on disability programs which provide
quality coverage at affordable rates.
Long Term Care Insurance
Each policy will be designed to meet a member's individual needs. A variety
of plans are available with coverage that pays for both nursing home and
in-home care. You have the flexibility to choose the daily benefit amount,
the benefit period, and the elimination period that best fit your personal
circumstances.
Retirement & Estate Planning
CBR has increased its capabilities in the financial planning area to help you
develop a program that incorporates both your business and individual
financial goals. By providing you with an analysis of your current plan, and
suggesting ways to combine or supplement your existing coverage, we can
design a plan that will provide comprehensive protection and maximum growth
potential.
Professional Liability/Property Casualty
Professional Liability/Errors & Omissions
This invaluable coverage protects you and your business in case of negligent
acts or errors and omissions that may arise from doing business.
Directors & Officers Liability
A broad and comprehensive plan, provides coverage up to $10 million. It
includes professional liability protection for Directors, Officers, and Board
of Directors.
Property & Casualty/General Liability
A "replacement cost" policy designed for the owned or rented office space,
includes General Liability coverage which protects you against bodily injury
and property damage on your premises as well as on the premises of other.
Worker's Compensation
This coverage is required by law and covers your employees for work related
injuries. It pays for unlimited medical expenses, rehabilitation, and loss
of income.
Surety & Fidelity Bonds
CBR can fulfill your need for all types of Surety & Fidelity Bonds including:
Executor Bonds, Administrator, Guardian/Trustee, Bankruptcy Receivers, and
Employee Dishonesty Bonds.
Employment Practices Liability
This policy covers sexual harassment, discrimination & wrongful termination.
It provides defense for allegations and lawsuits against the company and
employees.